[Remote] Fraud Insights & Emerging Risks Analyst

Note: The job is a remote job and is open to candidates in USA. Best Egg is a market-leading, tech-enabled financial platform helping people build financial confidence through a variety of installment lending solutions and financial health tools. The Fraud Insights & Emerging Risks Analyst role focuses on researching emerging fraud trends, evaluating control gaps, and supporting the rollout of new tools and technologies to enhance fraud prevention capabilities.

Responsibilities

• Monitor industry news, fraud forums, consortium data, and internal trends to identify new or evolving fraud threats
• Support enterprise bot-management and act as the Fraud Operations liaison during bot-related incidents, proactively identifying risks, assisting with triage, validating impact, and coordinating rapid remediation steps
• Assess and identify risks, including recommending mitigation plans to address impostor-related threats, such as fake websites, phishing emails, scams, and other social-engineering–based attacks
• Evaluate, identify and make recommendations to mitigate emerging 1st-party fraud behaviors, including credit washing, dispute abuse, and intentional misrepresentation - to assess potential vulnerabilities within our products and processes
• Conduct deep-dive investigations into specific fraud patterns or unusual activity
• Summarize findings, prepare briefings, and provide recommendations to Operations leaders, Fraud Strategy and Information Security teams
• Analyze fraud risk and support projects around detection gaps, operational processes and control performance to identify improvement opportunities
• Help gather requirements and test new controls, which may include rule changes to ensure effective implementation
• Research, analyze, and compare existing vendor capabilities and performance, identify insights, and make recommendations to improve fraud detection and prevention effectiveness
• Assist in evaluating how emerging fraud patterns could impact current products or processes
• Assist in creating analysis and business cases for investments in fraud-prevention tools, automation, and emerging technologies to support strategic decision-making
• Contribute to documentation, playbooks, and communications related to fraud changes or enhancements
• Build reports and dashboards that track fraud KPIs and control effectiveness

Skills

• 1–3+ years of experience in fraud analysis, risk analytics, financial crime, or related work
• Strong analytical skills and comfort working with data (Excel, BI tools, etc.)
• Understanding of common fraud types (identity fraud, ATO, synthetic IDs, social engineering, etc.)
• Ability to research independently and summarize findings clearly
• Strong communication skills and comfort working cross-functionally
• Detail-oriented, proactive, and eager to learn
• Experience in consumer lending, banking, fintech, or payments
• Familiarity with fraud tools or vendors (e.g., identity verification, device intelligence)
• Exposure to fraud rules engines or case management systems
• Bachelor's degree in a related field (Criminal Justice, Analytics, Business, etc.)

Benefits

• Pre-tax and post-tax retirement savings plans with a competitive company matching program
• Generous paid time-off plans including vacation, personal/sick time, paid short--term and long-term disability leaves, paid parental leave, and paid company holidays
• Multiple health care plans to choose from, including dental and vision options
• Flexible Spending Plans for Health Care, Dependent Care, and Health Reimbursement Accounts
• Company-paid benefits such as life insurance, wellness platforms, employee assistance programs, and Health Advocate programs
• Other great discounted benefits include identity theft protection, pet insurance, fitness center reimbursements, and many more!

Company Overview