[Remote] Loan Disclosure Analyst

Note: The job is a remote job and is open to candidates in USA. Guaranteed Rate Affinity is a joint venture providing mortgage origination services. They are seeking a dedicated Disclosure Analyst to review loan files, ensure compliance, and communicate with teams regarding disclosure requirements.

Responsibilities

• Review loan files for completeness and accuracy
• Ensure loans are disclosed to the borrower(s) within the required compliance windows
• Verify all redisclosures follow regulatory and company guidelines
• Communicate with the Pod any deficiencies that must be corrected prior to issuing disclosures
• Maintain up to date knowledge of Federal, state, and local guidelines surrounding required disclosures to borrowers
• Explains and reviews all disclosure requirements with Pods to assist them in understanding guidelines
• Cooperate and work effectively with others to maintain an amicable, high performing workplace
• General office responsibilities that may include, typing, file maintenance, report distribution
• Complete tasks in a timely manner and work amicably with others
• Other duties and responsibilities as assigned

Skills

• High school diploma or equivalent required
• Knowledge of TILA/RESPA Integrated Disclosure Rule (TRID)
• Knowledge of mortgage management software and basic computer skills
• Ability to work a fast-paced environment that will require strong organizational skills
• Ability to review paperless documents with an eye for error
• Extremely detail-oriented and well-organized
• Ability to multi-task and work under pressure with high volume
• Must have good decision-making skills
• Strong oral and written communication skills, with a customer-service focus
• Excellent time-management skills with ability to multitask and meet deadlines
• Ability to exercise independent judgment calls based on knowledge of Federal and state regulatory requirements
• Ability to coach and persuade others in a consultative environment
• Associate's degree or equivalent preferred
• Experience in a documentation review or quality assurance role in a regulated financial institution preferred
• One year residential mortgage lending experience preferred
• Experience with Encompass

Benefits

• Eligibility to participate in a company-sponsored 401(k)
• Vacation benefits
• Eligibility for medical, dental, vision, and prescription drug benefits
• Flexible benefits (e.g., healthcare and/or dependent day care flexible spending accounts)
• Life insurance and death benefits
• Critical care insurance
• Personal accidental insurance
• Commuter benefits
• Pet insurance
• Certain time off and leave of absence benefits
• Well-being benefits (e.g., employee assistance program)
• Other supplemental benefits (e.g. legal planning assistance; identity theft protection; pet insurance; wellness resources)

Company Overview