[Remote] Payments Compliance Analyst

Note: The job is a remote job and is open to candidates in USA. Lead is a fintech building banking infrastructure for embedded financial products and services. The Payments Compliance Analyst will assist the Payments Compliance team in delivering the Compliance Management System (CMS) while focusing on due diligence, monitoring, and review related to the Bank’s Payments fintech partner programs.

Responsibilities

• Work closely with the Payments Compliance Program Manager, other business lines, and Fintech partners to ensure consideration and accurate implementation of controls and processes necessary to meet regulatory compliance requirements
• Maintain proficient knowledge of the elements related to the Bank’s Compliance Management System to enhance Lead’s CMS and those of the fintech partners included but not limited to policies and procedures, escalation and reporting, complaint handling and trend analysis, exam and audit management
• An understanding or interest in learning applicable federal and state laws, regulations and guidance, including, but not limited to: UDAAP, Reg E, Reg CC, Nacha Rules, Visa/Mastercard Rules, and other federal consumer protection legislation and regulations
• Review business unit and Fintech partner policies and procedures for adherence to laws and regulations and recommend changes based on risks identified or changes in laws and regulations
• Monitor compliance related Partner controls and key risk indicators to identify weaknesses, research issues, and make recommendations for remediation where required
• Assist the business unit/Fintech partner in the development of action plans and corrective action associated with monitoring/review findings, as necessary
• Develop effective working relationships with department employees, other business units, and Fintech partners
• Supportive resource to the business units for questions related to consumer protection laws and regulations in relation to Payments
• Demonstrate the values of Lead Bank and set a personal example for team members to follow

Skills

• Minimum of 1-3 years banking experience
• Have knowledge and experience with the elements of Compliance Management Systems (CMS), included but not limited to policies and procedures, escalation and reporting, complaint handling and trend analysis, exam and audit management
• Have an understanding of applicable federal and state laws, regulations and guidance, including, but not limited to UDAAP, Reg E, Reg CC, Nacha Rules, Visa/Mastercard Rules, and other federal consumer protection legislation and regulations
• Demonstrate exceptional communication skills, both writing and verbal
• Ability to make judgements with exceptional speed, based on information provided
• Ability to work and complete tasks independently, with minimal direct supervision
• Eager to learn and achieve proficiency
• Curious, have humility, open to learning and approach your work with a growth mindset
• Thrive working in a fluid environment with high autonomy
• Love to collaborate to get to the best, most efficient outcome
• Embody the growth mindset and bring a self-driven and self-starter mentality to your work

Benefits

• Medical, Dental, Vision, Life, 401k Matching, and other wellness benefits, including FSA, HSA and HRA
• Paid parental leave
• Flexible vacation policy, including PTO and paid holidays

Company Overview