Senior Compliance Officer

L'International Rescue Committee (IRC) intervient dans les crises humanitaires les plus graves à travers le monde, aidant à rétablir la santé, la sécurité, l'éducation, le bien-être économique et l'autonomie des populations dévastées par les conflits et les catastrophes. Fondé en 1933 à l'appel d'Albert Einstein, l'IRC est l'une des plus grandes organisations non gouvernementales humanitaires internationales (ONGI) au monde. Il est présent dans plus de 40 pays et 29 villes américaines, où il aide les populations à survivre, à reprendre le contrôle de leur avenir et à renforcer leurs communautés. Véritable force au service de l'humanité, les employés de l'IRC ont un impact durable en rétablissant la sécurité, la dignité et l'espoir pour des millions de personnes. Si vous êtes un acteur du changement passionné et axé sur les solutions, rejoignez-nous pour avoir un impact positif sur la vie de millions de personnes dans le monde entier et leur offrir un avenir meilleur. Job Overview CEO currently lends in multiple states and is actively expanding its geographic footprint and partnership activity. As regulatory complexity increases, this role centralizes and professionalizes compliance responsibilities that are critical to sustainable growth. The Senior Compliance Officer ensures that CEO operates in full compliance with federal, state, and local laws governing its lending activities and organizational governance obligations. This role is foundational to CEO’s multi-state operations and growth strategy, supporting expansion into new jurisdictions while maintaining strong regulatory, operational, and reputational risk controls. The Senior Compliance Officer develops and maintains compliance policies, processes, and training, and serves as the organization’s primary point of contact for state licensing agencies, external auditors, and board members regarding compliance filings and governance records. The role also supports investor, grantor, and funder compliance readiness (e.g., diligence requests, audits, and compliance reviews) in coordination with Finance and program teams. Over time, this role is expected to contribute to the development of a more formal enterprise risk management (ERM) framework. Key Responsibilities: Regulatory Licensing & Filings (~40%) Maintain a rolling calendar of state lending and debt collection licenses, renewals, and reporting deadlines across the United States. Prepare and submit license applications, renewals, surety bond filings, and related notices. Research regulatory requirements for expansion into new states and coordinate with outside counsel as needed. Track Certificates of Authority (CoAs) in non-licensing states and ensure corporate registrations are current. Manage consumer credit and debt collection reporting obligations (e.g., annual volume reports, NMLS submissions). Policy Management & Operational Compliance (~30%) Maintain and update the organization’s Compliance Manual and policy library (e.g., AML/KYC, FDCPA, Red Flags, record retention, data security). Monitor changes in applicable laws and regulations and recommend policy updates as needed. Conduct periodic internal audits to verify adherence to policies, procedures, and licensing conditions. Partner with Lending and Finance teams to ensure product design, disclosures, and servicing practices comply with state-specific requirements (e.g., APR disclosures, fees, collection communications). Provide compliance training and guidance to staff and management. Corporate Governance & Board Liaison (~20%) Maintain corporate records, board resolutions, and governance registers. Track board tenure, committee membership, and governance requirements in accordance with bylaws and state charitable registration rules. Prepare and submit governance filings (annual reports, registered agent updates, charitable registrations). Liaise with board members to support timely completion of required compliance filings. Support board meeting logistics, minutes, and document distribution as related to compliance and governance. External Relations & Audit Support (~10%) Serve as the primary liaison with state regulators, auditors, and external counsel on compliance-related matters. Coordinate responses to regulatory inquiries, examinations, and information requests. Support preparation for CDFI Fund, grantor, and investor/funder compliance reviews, including coordinating document collection, ensuring compliance documentation is current, and supporting audit and diligence readiness in partnership with Finance and other internal stakeholders. Qualifications: Bachelor’s degree required; JD or paralegal certificate a plus. Related experience in or for a lending institution required. Demonstrated experience managing multi-jurisdictional compliance obligations. Strong research, analytical, and organizational skills; ability to manage multiple deadlines across jurisdictions. Experience developing and implementing compliance policies and internal Apply tot his job Apply To this Job