Java Engineer - Payments & Settlement Services @ING Hubs Romania

Discover ING Hubs Romania

ING Hubs Romania offers 130 services in software development, data management, non-financial risk & compliance, audit, and retail operations to 24 ING units worldwide, with the help of 𝐨𝐯𝐞𝐫 𝟐𝟎𝟎𝟎 𝐡𝐢𝐠𝐡-𝐩𝐞𝐫𝐟𝐨𝐫𝐦𝐢𝐧𝐠 𝐞𝐧𝐠𝐢𝐧𝐞𝐞𝐫𝐬, 𝐫𝐢𝐬𝐤, 𝐚𝐧𝐝 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐩𝐫𝐨𝐟𝐞𝐬𝐬𝐢𝐨𝐧𝐚𝐥𝐬.

We started out in 2015 as ING’s software development hub, then steadily expanded our range to include more services and competencies. Now we provide borderless services with bank-wide capabilities and 𝐨𝐩𝐞𝐫𝐚𝐭𝐞 𝐟𝐫𝐨𝐦 𝐭𝐰𝐨 𝐥𝐨𝐜𝐚𝐭𝐢𝐨𝐧𝐬: 𝐁𝐮𝐜𝐡𝐚𝐫𝐞𝐬𝐭 𝐚𝐧𝐝 𝐂𝐥𝐮𝐣-𝐍𝐚𝐩𝐨𝐜𝐚.

𝐎𝐮𝐫 𝐭𝐞𝐜𝐡 𝐜𝐚𝐩𝐚𝐛𝐢𝐥𝐢𝐭𝐢𝐞𝐬 𝐫𝐞𝐦𝐚𝐢𝐧 𝐭𝐡𝐞 𝐜𝐨𝐫𝐞 𝐨𝐟 𝐨𝐮𝐫 𝐛𝐮𝐬𝐢𝐧𝐞𝐬𝐬, with more than 1800 colleagues active in Data Management, Touchpoint Channels & Integration, Core Banking, and Global Products.

We enjoy a flexible way of working and a highly collaborative environment, where fair and constructive feedback is encouraged.

For us, impact isn't a perk. It's the driver of our work. We are guided and rewarded by a shared desire to make the world a better place, one innovative solution at a time. Our colleagues make it their job to do impactful things and they love doing it in good company. Do you?

The Mission 

Payments & Settlement Services – Real‑Time Payments Engine (RTPE) 

RTPE is a mission‑critical, real‑time payments platform processing high‑volume, low‑latency transactions across ING. It plays a central role in SEPA, instant payments, and ISO 20022 message processing, ensuring availability, resilience, and correctness under strict regulatory and operational constraints. 

RTPE operates in a 24/7 production environment, handling millions of messages, integrating with multiple upstream and downstream systems, and supporting continuous modernization (e.g. migration from legacy integrations to Java‑based listeners and modern event‑driven architectures). 

Your day to day 

Even if you’ll start your day from the comfort of your home or drink your morning coffee in our office’s garden, your day will be quite similar when comes to tasks. Here are your daily responsibilities: 

• Work on user stories that have been broke down from features;

• Design, develop, and maintain Java‑based real‑time processing components;

• Implement and maintain message driven integrations (MQ, Kafka, APIs); 

• Work with ISO 20022 payment messages (e.g. pacs.008, pacs.002, camt messages);

• Ensure end‑to‑end ownership of user stories: analysis, development, testing, release, and production support;  

• Participate in incident analysis, root cause investigations, and production improvements 

• Collaborate closely with SRE, product owners, and other global engineering teams

• Contribute to non‑functional requirements: performance, resilience, scalability, security;  

• Ensure compliance with ING IT Risk, audit, and security requirements 

• Participate in Scrum ceremonies (stand‑ups, refinements, reviews, retrospectives);  

• Demo delivered functionality to stakeholders when required. 

What you’ll bring to the team 

• 5+ years of experience of java development (Java 17 and Java 21 

• Foreign languages: English (advanced) 

• Education: nice to have bachelor’s degree (or higher) in an IT related field  

• Understanding/work exposure to Kafka; 

• Experience/Knowledge of various Java Frameworks – Spring, Spring Boot; 

• Experience working on CI/CD tools - any would do, we are going to use AzDO; 

• Some experience with XML, XSL, XSD; 

• Experience working with TDD and BDD; 

• Experience in SCRUM with a strong preference for the agile way of working. 

• Nice to have:  

• Experience/Knowledge of various Java Frameworks;

• Knowledge of ISO 20022 standards;

• Some project experience in financial market group treasury;

• Exposure to observability tools (Prometheus, Grafana, logging/alerting).

If you want to deep dive into the processing of personal data conducted by ING Hubs Romania during the recruitment process and your rights related to it, read the privacy notices on our website (make sure to scroll until you reach the Data Protection section/ Candidates tab). 

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