Nationwide Government Loan (FHA & VA) Underwriter
To be considered for this role, please respond to all pre-screening questions. If a question does not apply to your experience, feel free to mark it as “N/A.” Compensation based on experience, underwriting scope, and certifications. Incentives included. Position Summary: The Underwriter is responsible for underwriting residential mortgage loans in compliance with applicable agency, government, investor, and secondary market guidelines. Underwriting responsibilities will align with the candidate’s experience and certifications. Core Responsibilities (All Tracks): - Underwrite residential mortgage loans through final approval - Review credit, income, assets, and collateral documentation - Analyze and calculate borrower income using U.S. tax returns and supporting documentation - Issue, review, and clear underwriting conditions - Identify potential risk factors and discrepancies - Partner with Processing, Closing, Quality Control, and other internal departments to support timely and compliant loan approvals Track-Specific Qualifications: Conventional/Government Underwriter Track (FHA/VA): - Minimum 2 years underwriting FNMA and FHLMC loans - Strong income calculation skills across applicable tax schedules -Minimum 3 years underwriting FHA and VA loans - Active DE CHUM and VA SAR certifications - Strong income calculation skills across all U.S. tax returns Required Skills & Experience (All Tracks): - Working knowledge of the full mortgage loan process - Ability to exercise independent judgment and manage workload effectively - Strong written and verbal communication skills - Ability to collaborate effectively with cross-functional teams Location: Nationwide Equal Opportunity Employer Benefit offerings and eligibility are subject to plan terms and Company policies. Job Type: Full-time Pay: $90,000.00 - $120,000.00 per year Benefits:
- 401(k)
- 401(k) matching
- Dental insurance
- Health insurance
- Life insurance
- Paid time off
- Vision insurance
Experience:
- FMNA & FHLMC: 2 years (Required)
License/Certification:
- De Chum Certification (Required)
- VA SAR (Required)
Work Location: Remote Apply tot his job Apply To this Job