Loan Analyst I

Wintrust Financial Corporation is the largest life insurance premium finance company in the country, providing customized financing solutions to borrowers. The Loan Analyst I will manage the loan process for assigned clients, build relationships, and ensure compliance with lending policies while maintaining a customer-first approach.

Responsibilities

• Maintain a "customer is first" environment to meet or exceed expectations and needs
• Protect the Bank's assets and maintain quality of the portfolio by adhering to lending policies and procedures
• Ensure that credit decisions and recommendations are made in accordance with credit principals and in compliance with policies
• Oversee documentations and ongoing monitoring of assets and client portfolio
• Preparing and issuing loan packages and credit correspondence
• Follow-up with brokers/clients to ensure that requirements needed for renewals and reviews are collected and delivered on a timely basis
• Increase existing client business by identifying cross-selling opportunities in lending and deposits
• Coordinate with Credit Officers, Portfolio Management and Legal Counsel to approve premium finance loans
• Manage and monitor defaulted loans by assisting brokers/clients to meet their client's unique circumstances and requests
• Oversee all phases of loan processing, including exposure model generation, legal document preparation, funding, collateral management and default/liquidation
• Compile in depth credit recommendation summaries through the analysis of tax returns, financial statements, brokerage accounts, and credit reports
• Performs other duties and responsibilities as assigned by management

Skills

• 0 – 3 years of financial services or insurance industry experience
• Bachelor's degree (Finance, Insurance, Business preferred)
• Knowledge of standard business practices and working in team environment
• Detail oriented with strong analytical skills
• Strong communication skills and work ethic
• Ability to work independently and prioritize in a fast-paced environment
• Self-starter with the ability to work with minimal supervision

Benefits

• Medical Insurance
• Dental
• Vision
• Life insurance
• Accidental death and dismemberment
• Short-term and long term Disability Insurance
• Parental Leave
• Employee Assistance Program (EAP)
• Traditional and Roth 401(k) with company match
• Flexible Spending Account (FSA)
• Employee Stock Purchase Plan at 5% discount
• Critical Illness Insurance
• Accident Insurance
• Transportation and Commuting Benefits
• Banking Benefits
• Pet Insurance

Company Overview

Company H1B Sponsorship