[Remote] Software Engineer, Banking
Note: The job is a remote job and is open to candidates in USA. Ramp is building the smart infrastructure for finance teams, automating how over $100B in annualized spend flows in and out of companies. The Software Engineer, Banking will design and build large-scale backend systems for money movement, ensuring correctness and reliability while interfacing with various banking and payment partners.
Responsibilities
- Design and build large-scale backend systems for money movement with strict correctness requirements
- Architect clean, extensible abstractions for complex payments infrastructure — making it easier for other teams to interface with financial rails
- Build systems that handle both traditional banking and emerging crypto payment rails
- Interface with diverse third-party banking and payments partners to accelerate feature delivery
- Own problems end to end — from technical architecture to production reliability to partner integrations
- Bring deep attention to detail to financial systems where doing things right matters more than moving fast
Skills
- 5+ years of backend or platform engineering experience, ideally in high-scale production environments
- Strong systems design skills — you can take ambiguous requirements and architect reliable, maintainable solutions
- Comfort with distributed systems, performance optimization, and production reliability
- Experience thriving in fast-moving environments with high ambiguity and independent problem-solving
- A builder mentality — you own outcomes, not just tickets
- Experience in fintech, payments, or banking (ACH, card rails, crypto, ledgers)
- Familiarity with financial concepts: billing, reconciliation, ledgering, banking flows
- Experience integrating with third-party financial APIs or banking partners
- Background working closely with enterprise customers or navigating treasury management systems
Benefits
- Flexible PTO
- Unlimited AI token usage
- Centralized home-office equipment ordering
- Health and wellness stipend
- Budget for intra-office travel
- Weekly coffee stipend
- 100% medical, dental & vision insurance coverage for you, with partial coverage for dependents
- One Medical annual membership
- 401(k), including employer match on contributions made while employed by Ramp
- Fertility HRA (up to $10,000 per year)
- Parental leave: up to 16 weeks (80 days) at 100% pay
- Pet insurance
- In-office perks: lunch, snacks, drinks, and more
- Relocation support to NYC or SF (as needed)
- Group medical, dental, and vision coverage through Sun Life
- Life, AD&D, and disability coverage
- Fertility drug coverage (up to $4,000 lifetime)
- Group Retirement Plan with employer match (RRSP + DPSP)
- Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay
- Employee Assistance Program and virtual care through Lumino Health
- Private medical insurance through Freedom Elite
- Virtual GP and at-home care via eMed x Livi
- Workplace pension through Penfold, with salary sacrifice option
- Parental leave: up to 16 weeks (80 days) at 100% pay, with additional time available at reduced pay
Company Overview
Company H1B Sponsorship