Loan Originator - Belton

• Originate high quality loans which meet FCMC guidelines • Develop business relationships with local Real Estate agents and Builders • Manage territory of First National Bank Texas and First Convenience banks; educate employees of FCM mortgage programs • Develop contacts with Banks partner store management team • Take customer loan applications, including pulling credit • Conduct presentations to include First Time Home Buyer Seminars, realtor sales meetings, product training, etc. • Communicate with borrowers and real estate agents throughout the loan process • Issue and explain pre-qualification letters, disclosures and all other initial compliance documentation for borrower; includes Good Faith Estimates, Truth-In-Lending and APR • Depending on location and business need, this position may serve as a general office manager. Responsibilities would include, but not be limited to, general correspondence, supply maintenance, and clerical staff schedules. • This position may also serve as acting liaison between position locations and corporate management regarding office incidents, business needs, and client concerns. • Travel as needed to meet business needs • Other duties as assigned Position level will be dependent upon internal and external experience Physical Requirements: • Must be able to remain in a sitting and/or standing position for extended periods of time • Requires ability to operate a computer and other office machinery • Ability to lift up to 25 pounds FCBI is an equal opportunity employer. Requirements • At least 18 years of age • High School Diploma or Equivalent • 2 or more years of recent mortgage origination experience • Knowledge of VA, FHA and conventional mortgage loan programs • Knowledge of running LP, DU Underwriting Systems • Experience with Ellie Mae mortgage originating and processing software • Self motivation and capable of working from a home office with limited supervision • Ability to review and understand credit reports • Ability to organize and prioritize • Good communication and presentation skills • Comfortable working in a commission only environment • Must successfully pass background investigation according to company policy • Must be able to get along with co-workers and work effectively in a team environment Apply Job!