Senior Product Manager, Loans Lifecycle

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Our mission to deliver honest financial products that improve lives extends globally. To support this mission, we are building out the backbone of our loan systems to ensure they are scalable, compliant, and capable of supporting rapid product innovation. We’re looking for a strong product leader to drive this vision forward!

As a Senior Product Manager on the Loans Lifecycle team, you will find yourself at the core of Affirm’s backend loan systems and the orchestration layers between the loan system and our front-end applications. You will be responsible for building foundational technology solutions on our Loans Platform that powers Affirm's loan processes, and our Order Platform, an abstraction layer decoupling the user’s checkout and their resulting loans, allowing for increased flexibility in introducing products with various financial instruments or payment methods. This role requires a deep understanding of complex data systems and APIs, and the ability to collaborate across engineering, compliance, and product teams to drive impactful solutions. You will lead efforts to enhance our platform's capabilities enabling expansion into new markets and product launches.

What you'll do

• Solve ambiguous problems: Solve complex and ambiguous problems, define an execution strategy that balances short and long-term impact. Execute strategically to drive operational improvements to increase efficiency, stability, and scalability while maintaining a high standard of accuracy and compliance.
• Product Discovery and Opportunity Identification: Identify new product opportunities and set a comprehensive roadmap that’s informed by data analysis, qualitative research, and your own discovery.
• Loans Lifecycle Expert: Serve as the internal subject matter expert on the lifecycle and associated behaviors of the loan, guiding product and business teams on best practices for working with our systems.
• Roadmap ownership: Define product objectives, partner with engineering and cross-functional partners to drive requirements, ultimately lead execution to launch key products and features. 
• Communication: As a senior member of the Product Management team, you’ll regularly communicate across product and engineering teams as well as cross-functional stakeholders, including frequently presenting to senior leadership.

What we look for

• 4+ years of product management experience, preferably working on platform products.

• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

• Highly analytical mindset, able to balance strategic thinking with a strong bias for action and hands-on problem-solving.

• Proven track record of launching and managing high-impact products.

• Outstanding written and verbal communication with a diverse stakeholder audience.

• The ability to turn incomplete, conflicting, or ambiguous inputs into solid action plans.

• Solid technical chops that allow you to have in depth technical discussions and opinions.

• This position requires either equivalent practical experience or a Bachelor’s degree in a related field.

Pay Grade - N Equity Grade - 8 Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills. Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.) USA base pay range (CA, WA, NY, NJ, CT) per year: $190,000 - $240,000 USA base pay range (all other U.S. states) per year: $169,000 - $219,000 #LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

• Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents 
• Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

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