All roles

SMB Fraud & Underwriting Associate | Branch | Remote (United States)

Remote · USA Full-time New today

Branch is on a mission to help working Americans grow financially. We do this by helping companies accelerate payments and empower working Americans with accessible, fee-free financial services. We’re committed to building and delivering more inclusive and transparent financial products.

Come join our team as we develop new ways to improve the lives of working Americans. Our mission starts with empowering our own employees. Have a great idea? Share it today and it might just get implemented tomorrow. As a team member at Branch, your voice and creativity can directly impact the product and company. We not only attract great talent from across the country, but also build teams to help that talent to thrive. That means valuing a diversity of opinions and working styles, while creating a shared belief in innovation, initiative, and winning together.Our Risk team is seeking to add an SMB Fraud & Underwriting Associate. This role is critical to maintaining Branch’s high standards of compliance and risk management.

Key Responsibilities:

  • Conduct comprehensive fraud analysis and risk assessments for SMB applicants.
  • Review and verify documentation and financial information provided by SMBs.
  • Ensure compliance with KYB requirements and relevant regulations.
  • Collaborate with internal teams to develop and implement risk mitigation strategies.
  • Maintain detailed records of findings and communicate results to relevant stakeholders.
  • Support with Oscilar integration.
  • Assist in training and mentoring junior associates.
  • Monitor existing customers to identify and address emerging risks.
  • Track EWA losses and payback failures to mitigate financial risks.
  • Assist teams in charge of collection efforts. 
  • Required Skills and Qualifications:

  • Proven experience in financial fraud detection and underwriting, particularly with SMBs.
  • Strong analytical and problem-solving skills.
  • Excellent attention to detail and organizational skills.
  • Ability to work effectively in a fast-paced and dynamic environment.
  • Knowledge of KYB procedures and compliance requirements is a plus
  • Benefits: 

  • Remote-first work environment (domestic US)
  • Branch-paid medical, dental, and vision insurance 
  • Equity
  • 401k
  • Flexible time off
  • Paid company holidays
  • Paid parental leave (eligible after 6 months of employment)
  • Working at Branch

    Branch is an equal opportunity employer and we value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

    A remote-first company with employees located all throughout the US, Branch emphasizes transparency, accountability, and trust to create a collaborative environment where our product, engineering, marketing, customer support, customer success, and sales teams can all thrive together.

    Our teamwork has enabled us to become an award-winning fintech company, with Branch’s innovation and workplace recognized across industries. Branch has been honored by the Webby Awards, Benzinga Fintech Awards, Fintech Breakthrough Awards, Top Workplaces USA, Great Places to Work, and EY Entrepreneur of the Year, Heartland, among others.  

    Learn more about our culture, approach, technology, and people here: https://www.branchapp.com/about

    Apply To This Job

    Related roles

    Risk Data Analyst II

    Remote · USA Full-time

    Remote Senior Site Reliability Engineer, Onchain - Gemini

    Remote · USA Full-time

    Remote Staff Software Engineer, Onchain (Applied Cryptography) - Gemini

    Remote · USA Full-time

    Associate, Client Services

    Remote · USA Full-time

    Software Developer (Low-Code / No-Code)

    Remote · USA Full-time

    Senior Account Executive (Mid-Market), Remote Job

    Remote · USA Full-time

    Reporter, HR Brew

    Remote · USA Full-time

    Editor, The Playbook

    Remote · USA Full-time

    Director of Business Operations | Postscript | $200k-$235k | Remote (US)

    Remote · USA Full-time

    Staff Backend Engineer, Messaging Platform

    Remote · USA Full-time

    Capital Project and Systemwide Revenue Bond Accountant – – Long Beach, CA

    Remote · USA Full-time

    Experienced Remote Data Entry Specialist – Join the Innovative Team at arenaflex

    Remote · USA Full-time

    Experienced IT Systems Technician II – Remote Full-Time Opportunity with Competitive Salary and Comprehensive Benefits

    Remote · USA Full-time

    Experienced Full-Time Remote Sales Director – Strategic Leader for Global Social Media Growth and Expansion

    Remote · USA Full-time

    ROI Medical Records Specialist

    Remote · USA Full-time

    Climate Risks and Agrometeorologist Specialist

    Remote · USA Full-time

    Experienced Full Stack Live Chat Support Agent – Deliver Exceptional Customer Service from the Comfort of Your Home

    Remote · USA Full-time

    Mental Health Therapist for Seniors (Remote - Licensed in North Dakota)

    Remote · USA Full-time

    Research Associate I, Surgery-Pediatric Research (Casual work up to 19hrs no benefits) Remote

    Remote · USA Full-time

    Medical Assistant - DAY SHIFT - Park Ave State College

    Remote · USA Full-time